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Baccarat House Edge Calculator

Calculate house edge for main bets and side bets with different commission rates and payouts. Compare all bet types to find the best options.
Main Bet Settings
Configure commission and payout rates
Main Bet House Edges
Banker Bet

1.06%

Best main bet

Win: 45.86%
Player Bet

1.23%

Second best

Win: 44.62%
Tie Bet

14.36%

Avoid this bet

Win: 9.52%
Expected Loss Calculator
Calculate expected loss for a session

Typical: 60-80 hands/hour

Banker bet loss:$169.28
Player bet loss:$197.60
Tie bet loss:$2297.54
House Edge Comparison
Lower is better for players
Side Bets Analysis
Click to compare with main bets (most have high house edges)
Optimal Strategy

Always bet Banker

Despite the 5% commission, Banker has the lowest house edge at 1.06%

Player bet is acceptable

Only 0.18% worse than Banker, no commission hassle

Never bet Tie

14.36% house edge makes this one of the worst bets in the casino

Avoid most side bets

Most side bets have house edges above 10%, much worse than main bets

How to Use This Calculator

Example Scenarios

Analyzing Lower Commission

Scenario: A player finds a casino offering a 4% commission on Banker bets.

Calculation: Inputting 4% commission reveals the house edge drops to 0.6% for Banker bets, making this a superior choice compared to the standard options.

Result: The player sees the reduced commission significantly improves their odds, favoring Banker bets for better returns.

Comparing Player vs. Tie Bets

Scenario: A player considers a session involving both Player and Tie bets.

Calculation: Entering Player bets shows a house edge of 1.24%, while Tie bets display a much higher 14.36%.

Result: The calculator indicates that focusing on Player bets is more advantageous, discouraging riskier Tie bets.

Frequently Asked Questions

What is the house edge in baccarat?

The house edge represents the casino's advantage over the player. In baccarat, it varies depending on the bet type: approximately 1.06% for Banker, 1.24% for Player, and 14.36% for Tie bets.

How does commission affect the house edge?

Commission, typically 5% on Banker bets, impacts the house edge by reducing the payout. A lower commission can significantly decrease the house edge, making Banker bets more favorable.

Can side bets affect my overall strategy?

Yes, side bets often carry higher house edges, which can negatively impact your overall strategy. Analyzing them with the calculator helps you understand their effect on your expected loss.

Why should I avoid Tie bets?

Despite their attractive payouts, Tie bets have a high house edge of 14.36%, leading to substantial potential losses over time. The calculator helps highlight this disadvantage.

How can this calculator improve my baccarat game?

By providing detailed analysis of bet types, commission rates, and side bets, the calculator helps players make informed decisions, optimizing their strategy to minimize losses and enhance returns.
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